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AIT Credit Service is Full Service Collection Firm.

Debt Collection Specialists Celebrating Over 2 Decades of Success. No Upfront Fees.

We’re based in New Jersey, serving clients nationwide. Our agency specializes in commercial collections and large claims.We resolve business debt by getting the people who control the money to pay what they owe – simple as that! We’ve perfected our craft over the past 20 years. We don’t use auto-dialers, collection scripts and form letters. Our agency’s proven collection method yields an 85% success rate on large viable claims.

The Art of Collection

  • A Full Service Collection Firm
  • No Upfront Costs
  • Multi-faceted Collection Methodology
  • Free Acknowledgment Letters Upon Claim Placement
  • Free Credit Reporting
  • Free Skip Tracing
  • Free Monthly Status Report

Collecting Debt: You Have Questions, We Have Answers

If you’ve searched for this web page, you’re probably looking for these things:

Honest answers about the collections process

Bad debt solutions

A reliable company to deliver both!

In House Debt Collection Attorneys

If you’re spending valuable time making phone calls and sending letters, faxes, and emails and your customer is ignoring you, we can almost guarantee you will not get paid without turning to a collections agency and/or a debt collection attorney. The AIT Credit Service can help on both fronts. When needed, we perform a complete second collection effort under the name of our in house law firm — all within the same low contingency rates (10 to 25%).


  • The AIT Credit Service is an A+ Rated commercial collection agency with the Better Business Bureau. We’re proud members of the International Association of Commercial Collectors (less than 5% of all collection agencies have this qualification). Get to know our founders and meet the people who can start collecting your past due invoices today.

  • how we work

  • From your first call to the moment we deliver your money, we’ll walk you through the process. Our goal is to help you make informed decisions about collecting bad debt though a professional debt collection agency.

  • contact US

  • When you’re ready to discuss your situation, we’re eager to talk with you. Let The AIT Credit Service manage your outstanding debt collections while you get back to business.Call today or fill out this Rate Estimate form and get an immediate email response.


  • When needed, the seasoned collection attorneys at our in-house law firm can provide additional legal incentives to recover the money your clients owe. Our firm has a nationwide network of local attorneys who will litigate on your behalf on a contingency basis.

  • large claim experts

  • There is a big difference in the strategy and tactics needed to recover commercial debts and other large claims. Learn more about our large claims specialists and their proven collection methods.

  • the AIT Credit Service referral network

  • No matter how big or small your commercial collection or consumer debt collection needs are, we have solutions for you. If we’re not the right firm to fit your budget, we will refer you to one that is -- free of charge. Get referrals here.

Ready to Collect Your Money